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PUTTING THE RESPONSIBILITY BACK INTO THE HANDS OF THE CONSUMER AND TAKING BACK CONTROL OF OUR FINANCES.

The Lender

The Lender,

Lets be honest, most of us need or rather choose to need the Lender to purchase things that other wise may be deemed unnecessary beyond a house or car loan. It can be hard managing and balancing everything, but we are here to help you accomplish balance. The lender’s job is to loan us money to purchase the things we want, and they provide their “TERMS AND CONDITIONS”. Once the financing is complete, it is the borrower’s job to pay back.

The Borrower

The Borrower

“WE THE BORROWER DO SOLEMNLY SWEAR”

Sometimes it feels like this, we put ourselves in the position of needing/wanting things we don’t have the cash for. Lets face it we still have trouble managing it all, even with all of todays technology at our disposal. Lenders use this to their advantage by charging late fees and finance charges. After signing on the dotted, line it is almost as if the Lender disappears until we forget to make a payment. Then the unwelcome phone calls start, and we find ourselves possibly in over our heads.

R-BILITY

R-Bility

Our mission is clear, we put the responsibility back into the hands of the people and help save their own money.  We help our people accepting responsibility of managing, directing, and understanding the requirements of what was agreed upon to successfully meet all terms of agreements.

CORE VALUES:

Honesty- Clarity- Simplicity

Honesty- We want to be honest with our people on what we think is the right step based on common financial knowledge.

Clarity- We want to be as clear as possible in our explanation of common bills to help our people understand what is required of the borrower.

Simplicity- It needs to be easy and in how we communicate i.e. Phone calls, text message, and email. We want to simplify things by just talking about it.

The Vision of R-bility is to assist in the education process for our customers. We provide ways to plan and prevent unnecessary fees; We also educate them with the basic practices of the companies who have been gracious enough to provide financial options for the wants in our lives.

We hope to always maintain a realistic outlook of what our customers need to hear even if it may not be the most pleasant information all while maintaining a level of professionalism with each and everyone we come in contact with.